Citi® Double Cash Card

Citi® Double Cash Card

citi-double-cash-credit-cardThis card is an excellent card and there is no Annual fee . You can earn cash back twice 1% on purchases and extra 1%  when you pay for those purchases in full or over time . 0% Intro APR on purchases & balance transfers for 15 months. Plus, there’s no limit to the rewards you can earn. And when it comes time to redeem, you can receive your cash back as a statement credit, a gift card or a check

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Secure Personal Loans Online

Secure Personal Loans Online

 

Personal_LoanIf you need a personal loan with in 15 minutes , here is the right place to Apply and the details are as follows.
Loan amounts from $100-$250, up to $1000
No use of the terms: 15 minutes funding instant funding funding in minutes get your loan in minutes
You can control the terms of your personal loan, from application to repayment. Need a little more time? (more…)

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Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express gives one of the highest rewards rates in US supermarkets(such as groceries)

Earn 6% Cash Back at US supermarkets(up to $6,000 spent annually), 3% Cash Back at US gas stations, 3% Cash Back at select US department stores; and 1% Cash Back on other purchases . Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit. Its annual fee is $75. (more…)

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Chase Sapphire Preferred card

Chase Sapphire Preferred card

Chase Sapphire Preferred card

Chase Sapphire Preferred card offers one of he best signup bonuses , earn 40,000 bonus points after you spend 4,000$ on purchases in the first 3 months from account opening. 24/7 direct access to a customer service specilist. there is no foreign transaction fees.

There are multiple ways to earn reward points
1)Earn 2 points per $1 spent on travel when you use your card to pay for airfare, hotels, cruises, rental cars, train tickets, taxis, tolls and more.
2)Earn 2 points per $1 spent at restaurants – from fast food to fine dining.
3)of apart earning 2 points per dollar at restaurants and on travel, you’ll earn 1 point for every dollar you spend on all your other purchases. (more…)

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DOWNLOAD E-BOOKS ON STOCK MARKET TRADING TIPS

Here are the few e-books on stock market trading tips . These books are wounder full collections to give the good knowledge on trading tips and successful trading.

1) Killer patterns :

Download this FREE e-Book, and discover how to profit again and again by using some simple trading chart patterns that always repeat in all financial markets. Learn how to profit from the reliable and easily identifiable trend of retracements and MACD divergences, instantly and free. Download it today!

click here to download Killer patterns free in pdf format

2)Options 101 Trading :

This book contains 101 pages and it teaches about the basics of trading

Click here to download options trading 1o1 free in pdf format

3) Introduction to Forex :

This book clearly explains about Forex market strategies and how to trade for starters

Click here to download introduction to Forex pdf

4) Trader Business Plan :

Christopher Terry clearly explains Trading methodologies, strategies

Click here to download Trader Business plan pdf

5) Independent Investors EBOOK :

A powerful E-BOOK for which help investors think independently

Click here to download Independent Investors Ebook pdf

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what is Mortgage (calculate Mortgage)

What is Mortgage?

Mortagage CalculatorMortgage refers to borrowing money from lender by keeping something as security. In case, the borrower fails to repay the money in time, the lender will have the right to seize the property or even sell it. In general, mortgage refers to mortgage of house and the lender gives money keeping the house as the security. While giving money, both the parties (borrower and lender) come under an agreement and failing to follow the same gives exclusive rights on the property to the lender.

Though there are several types of home mortgages, broadly they can be converted into two types

Types of mortgages

1)Fixed Rate Mortgage

2)Adjustable rate mortgages

This broad classification is based on the rate of interest. In the former type, the lender won’t have any flexibility to increase (or decrease) the interest rate and the same amount of interest is charged on the principle amount at any time. In case of adjustable rate mortgage, the lender will have the flexibility to increase(or decrease)the monthly premium based on the financial situation at that time. Let’s have a look at pros and cons of Fixed rate mortgage and Adjustable rate mortgages.

Fixed rate Interest: 

Irrespective of the future trends in the economy, borrower needs to pay only a fixed monthly installment for certain years to repay this mortgage loan. In general, these mortgage loans are taken for a period of 20 to 30 years. Some lenders even offer 10 year fixed rate mortgagesalso and no need to say that the monthly installments will be high when compared to 20 or 30 year mortgage loans.In this mortgage type, the borrower knows the monthly installment (exactly) he needs to pay and he can plan accordingly. Fixed rate mortgages are very common in USA.

When compared to other mortgage options available, one needs to pay high amount in case of fixed rate mortgage. As the lender can’t change interest rate from time to time, they try to exploit the borrower by keeping interest rate as high as possible.

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